Cryptocurrency staking is the process of lending your cryptocurrency to a 3rd party to help them verify transactions on the block chain. In return, you are rewarded with additional cryptocurrency or interest. SoFi.com specifically posted on their site that “because […]
Strategic Borrowing: Paying for a Home Renovation or Major Repair
For most people, the first options that come to mind for paying for a home renovation or repair are to save and pay cash or to borrow money from a bank. While either could be best for your particular financial […]
Fact Check: Gold is a Hedge Against Inflation
Online discussions, financial websites, investment companies, news articles and many other sources either correlate the two or directly state that gold is a hedge against inflation. Unfortunately, research from academics and other experts paints a much different picture about investing […]
Credit Reporting and Consumer Credit Scoring
Overview Credit reports and scores are being used for many decisions such as credit determination and pricing; insurance pricing; government licenses; and employment. It is important for you to check your reports to identify errors and detect fraud. It is […]
Money 101: Classroom and Home Activities for Young Kids
Children in elementary school can learn about money through fun activities in the classroom or at home. Below are several activities and games to teach money concepts to young kids. Clip It Use coupons and the change from around your […]
Fact Check: You Should Never Pay to an Annual Fee for a Credit Card
A video on MSN.com lists credit card costs you shouldn’t ever pay. The first one listed is an annual fee. The video offers up a solution to call the credit card company to have the fee waived or to switch […]
Fact Check: “Active Management Can Protect from Downside Risk”
According to an article published the The Globe and Mail, a financial expert made comments alleging that if you can select a “good” actively managed mutual fund, it will help maximize returns and limit market volatility as the stocks enter […]
Personal Finance Podcasts
The Money Guy Show This show his hosted by two fee only, fiduciary financial planners, Brian Preston and Bo Hanson. They post new episodes every few days and the content tends to be geared towards people with beginner to intermediate […]
Mental Health Review: Student Loan Stress
Overview In America, the average cost of tuition and fees has gone from $2,600 at a public college or university in 1976 to $9650 in 2016, according to College Board. We are seeing rising costs of education including tuition, fees, […]
LGTBTQ Housing Guide
Overview Although recent landmark court decisions in the United States have enabled LGBTQ couples to marry, and anti-discrimination laws are being promoted by many, there is still discrimination in the United States against LGBTQ individuals, couples, and families. The American […]