Living without a Home: A Resource Guide for Homeless Students

Living without a Home: A Resource Guide for Homeless Students

Overview While recent reports indicate that homelessness among families is decreasing, these reports are met with the disappointing reality that homelessness among young students is actually on the rise. For most of these families, two basic needs of the youth […]

Home Mortgage and Financial Planning Guide for Seniors

Home Mortgage and Financial Planning Guide for Seniors

Overview A senior is generally defined as a person of age 62 or above who receives either a pension or Social Security payments. According to statistical analysis from a 2014 US Census, 25 million seniors receive Social Security payments each […]

Investing in the Mind: Math and Logic Problems

Investing in the Mind: Math and Logic Problems

Math and logic have been with us, to some degree, since the beginning of civilization. The evolution has been an interesting one and has led us to some of the most challenging puzzles, problems, and riddles of our time.

Home Financing Options for Veterans

Home Financing Options for Veterans

We look at ways in which veterans and their spouses can access home financing to become home owners. We look at noncommercial, traditional, and nontraditional ways veterans can obtain financing to support their housing needs. At the center of this search for proper housing for veterans, their spouses, and children is the U.S. Veterans Affairs (VA).

Why Credit is So Important and How Bad Credit Impacts Your Life

Why Credit is So Important and How Bad Credit Impacts Your Life

Credit has become the normal way many modern consumers buy expensive items such as homes and cars and today, is used by many for everyday purchases from groceries, gas or even a pack of gum. Maintaining good credit is now more important than it was in the past and your credit score is used in many more aspects of your life. While most people have some type of credit, few realize a bad credit score can have consequences even when borrowing money is not an issue. There are many hidden costs that come with bad credit and sometimes perks that come with good credit. Here are several examples of how your credit score can impact you and your finances.

The Importance of STEM: A Review of STEM for Kids and Teens

The Importance of STEM: A Review of STEM for Kids and Teens

What is STEM? STEM is an acronym that stands for Science, Technology, Engineering and Mathematics. The term generally refers to education policy (such as the America Competes Act) and curriculum that encourages student growth and development towards competitiveness in the […]

A Brief History of Money

A Brief History of Money

Overview We use money every day. It seems like the world would simply screech to a halt if it were to vanish, but how did it come into our lives in the first place? What did people do before money? […]

How to Lease a Car with Bad Credit

How to Lease a Car with Bad Credit

Overview The ability to leave home and drive to another location is an important part of American life, but people with bad credit may have a difficult time leasing a vehicle. Companies that specialize in financing seem to want to […]

Saving Money and Managing Spending this Christmas Season

Saving Money and Managing Spending this Christmas Season

Overview Christmas has long been an important holiday celebrated by most Americans, and giving gifts, traveling to see loved ones and enjoying holiday feasts are an important part of the tradition. While some families are still experiencing tight budgets due […]

15 Notoriously Famous Tax Cheats

It takes a certain type of person to attempt to cheat the United States government out of the money duly owed to them via taxes. Those who are willing to take this risk are putting their person freedom and liberty […]