Capital One Bank (USA) Auto Loan Reviews

  • 4.69 / based on 1 Review | Submit Your Review
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  • Company Details

    Assets: $99,552,007
    Year Established: 1949
    Type: Bank
    FDIC Certificate #: 33954


    Company Reviews (2)

  • 0 of 0 people found the following review helpful.

    Everything I've had to do with them has been straightforward and simple., October, 2016

    I initially got a checking account with them because they were offering a 100 dollar sign on bonus and I was in a pretty bad place financially. As I slowly dug myself out of my financial rut, my credit improved and I decided to get a card through them. I was approved and the account was integrated online with my checking account in a very convenient way.

    Everything I needed to do was online, I've never had to have an interaction with anyone, as everything has gone smoothly. Late last year, my old car that I've had forever was starting to show its age so I decided I needed to upgrade it. Since I had an easy time with their other products, I decided to go for an auto loan through Capital One as well, and I got a decent rate and am happy with the experience.

    • Auto Loans
    • Miami, OK
    • 32 Year Old Male
    • Customer for 3 - 5 Years
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  • 0 of 0 people found the following review helpful.

    Very fast, easy, and dependable. No fees!!, April, 2017

    I was originally banking with Chase and ran into several issues with fees that they charge you just for using their bank. I went out searching for a better bank, and found out my best options were Capital One and Ally. I went with Capital One as they had a branch that was in my location at the time, but that is no longer the case. Capital One provided honest, real, free banking. I love the applications they provide (such as the capital one app and the mobile wallet) to monitor transactions on my account in real time. I also love having piece of mind knowing that, since I was approved for an overdraft line of credit, I do not have to worry if I overdraft. Other banks will charge you as much as $30 per transaction for overdraft charges, which is ridiculous, especially if you are able to put the funds into your account in a reasonable time period.

    The only reason I did not give all 5 ratings was because I have since moved to North Carolina, and there is not a single Capital One bank in this entire state. I have not had any issues lately with having to go to a branch to deposit anything, but if I did I would likely have to switch banks.

    • Auto Loans
    • Davidson, NC
    • 32 Year Old Male
    • Customer for 2 - 3 Years
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