If you ask for advice on how to save money, you’re likely to get a lot of responses about cutting your Starbucks habit and spending less money on entertainment. You’ll also probably get advice about only using cash, never buying things you can’t afford, and looking at your budget to find areas where you can make cuts. Of course, these common ways to save are all things you’ve heard before.
Fresh water is a limited resource and while 70% of the Earth is covered in water, only 2% of it is fresh water. As fresh water becomes scarcer, it will not only become more difficult to get fresh, clean water, but it will also become more expensive. Conserving water is a great way to reduce costs while doing something positive for the environment and future generations.
Does the high price of a college education make it seem like it is out of reach? Thankfully, multiple options for financing an education make it accessible to people of all backgrounds and economic situations. It just comes down to finding the right fit for you. In this article, we will be discussing the various loans, grants, and scholarships that are available to new and continuing students.
Financial literacy is the ability to understand how money works, especially when it comes to earning, managing, and investing it. This is an essential part of our education during all stages of life from childhood through the retirement years.
There are always things to consider for first time home buyers or people looking to refinance their home, and a disability can make the process even more complex, but that is no reason to put off your dreams. In this article, we will discuss your rights, the home purchasing process, and programs that are specifically available to seniors, disabled individuals, and military veterans.
We have all heard the question, “When will I use this in real life?” from students regarding certain types of math, but when it comes to learning about personal finance and money, there will always be a solid answer. They will need to have those math skills for daily life as adults. It will determine everything from making sure that they get the right change at the store to running a business or having enough financial literacy to procure a mortgage with favorable terms. It is vital that children begin learning about money at an early age, and that the education continue into adulthood.
Establishing good credit is an important step towards forming trust in the adult world. It is difficult to rent a vehicle, purchase a home, or do any of a number of other things without a credit card or a good credit score. In order to attain either of those, you will need to learn how to build and manage credit correctly.
Credit unions are becoming as common as banks are these days but will you see a difference in your banking experience if you open an account at one? They both provide similar services but they offer somewhat different benefits for their account holders.
Credit card theft and identity fraud are common occurrences in our digital age, but that does not mean that we cannot protect ourselves and limit the risk. In this article, we will review the most frequent types of credit card and identity theft and fraud, as well as methods of protection, and what you can do if it has already happened to you.
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and […]